Cycling through all six. Tap any point to stop.

Measured on six things

Free on-device dividend calculator for yield, DRIP, contributions, income goals. Educational estimates only—not investment advice.

Security

HTTPS and HSTS are in place and no data leaves the browser, but there's no CSP, frame protection, Referrer-Policy, SPF or DMARC. Checklist 4/12 — basics only.

Screenshots

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Dividend Calculator

About this app

Free on-device dividend calculator for yield, DRIP, contributions, and income goals. Enter initial investment, monthly contributions, yield, growth, tax, and inflation to project year-by-year income with charts, reverse goal mode, scenario compare, CSV export, and shareable links. Runs in the browser with no account or broker connection. Educational estimates only—not investment advice.

Key features

1Live year-by-year dividend projection with reinvestment vs. cash toggle and interactive chart.
2Reverse income-goal mode estimating capital needed for a target after-tax monthly income.
3Save up to 3 scenarios on-device, compare them, export CSV and share scenario links — no account.

Target customer profile

Drawn from the product itself, not from a survey.

Demographic

Beginner dividend investors aged 25–40

Pain points

Overwhelmed by spreadsheets and unclear compounding math

Primary needs

Simple visual projections without account signup

Demographic

Long-term income planners aged 40–65

Pain points

Unsure how much capital is needed for retirement income

Primary needs

Reverse income-goal calculator with tax and inflation

Demographic

DIY ETF and stock investors

Pain points

Hard to compare DRIP versus taking cash over time

Primary needs

Side-by-side scenario comparison and CSV export

Scout Review

Written by AI from measured evidence, scored out of 100.

Dividend Calculator (Dividend Atlas) is a free, browser-based dividend projection tool with no account or broker connection. It nails the core loop: enter investment, contributions, yield, growth, tax and inflation, and watch year-by-year income and total wealth update live, with a chart that separates contributions from compounding and a toggle between reinvesting and taking cash. The reverse income-goal mode, three-plan compare, CSV export and share links are genuinely useful extras. Design is distinctive and speed is excellent. Security hardening is thin and accessibility has two real gaps. As an educational estimator it's competent and pleasant; as a data-driven planning tool it's deliberately manual.

Measure by measure

Usability

Live-updating inputs, a clear action toolbar, a single unambiguous goal CTA and a guide with TOC chips make it easy to get from numbers to insight without a spreadsheet.

Design

Editorial cream/green/terracotta palette and serif type give it a distinctive identity; the dark results panel makes the answer the hero. Small low-contrast labels and repeated H2s hold it back.

Speed

Lighthouse 100/100 on both mobile and desktop, LCP 901ms, CLS 0, TBT 0ms. Genuinely snappy for a calculator with charts and live updates.

Security

HTTPS and HSTS are in place and no data leaves the browser, but there's no CSP, frame protection, Referrer-Policy, SPF or DMARC. Checklist 4/12 — basics only.

Accessibility

Lighthouse 97/100 with keyboard-friendly live inputs, but contrast failures and mismatched accessible names remain, and there's no a11y statement or multi-language support.

Growth

A real problem with a specific wedge — reverse goal mode, scenario compare and CSV export without signup — but manual assumptions versus live-data rivals caps the ceiling.

Improvement areas

Thin security headers: no CSP, frame protection, Referrer-Policy, Permissions-Policy, SPF or DMARC.
Two failing accessibility audits: low contrast text and mismatched accessible names.
Manual assumptions only — no live yield or stock data, unlike MarketBeat and TipRanks.

Design & Usability

The design is the standout: a cream, forest-green and terracotta palette with serif display type that reads like an editorial product rather than a template, and a dark results panel that makes the projected number the hero. Usability backs it up — inputs update the projection live, the toolbar keeps Save & compare, Yearly breakdown, Share and Export CSV in one row, and the income-goal section has a single full-width CTA. The guide's TOC chips help. Deductions: tiny low-contrast mono labels, repeated 'Dividend calculator' H2s, and a 0/3 compare counter that hints at a limit before you've saved anything.

Speed & Security

Speed is the strongest measured dimension: Lighthouse 100/100 on mobile and desktop, LCP 901ms, CLS 0, TBT 0ms — the page is essentially instant, which matters for a tool you tweak repeatedly. Security is the weak spot. HTTPS and HSTS are present and the site correctly notes saved plans stay in the browser, but the header probe found no CSP, frame protection, X-Content-Type-Options, Referrer-Policy or Permissions-Policy, and no SPF or DMARC — 4/12 checklist points. For a no-account, no-server calculator the blast radius is small, but the hardening is thin.

Accessibility & Growth

Accessibility scores 97/100 on Lighthouse, with live-updating inputs that work by keyboard, but two audits fail: insufficient color contrast and visible labels not matching accessible names — the same small low-contrast text the visual audit flagged. No a11y statement or multi-language support. Growth is a judgment on the idea: the problem (compounding math is opaque, spreadsheets are intimidating) is real and the target is specific — beginners and long-term planners who want visual projections without signup. The wedge is reverse income-goal mode, three-plan scenario compare, CSV export and shareable links. The limit is positioning: MarketBeat, CalcXML and TipRanks tie projections to live stock data, while this uses manual assumptions, so it wins on clarity and privacy but not on data freshness.

Conclusion

If you want a fast, private, no-signup way to see what reinvesting versus taking cash does to a dividend portfolio over 20 years, this does the job well and looks better than it has any right to. If you need live yields and stock-specific data, MarketBeat or TipRanks will serve you better. Treat the output as an educational estimate — the site says as much — and check the assumptions strip before you trust the big serif number.

Suggestions for improvement

Fix the two failing accessibility audits: raise contrast on the assumptions strip and disclaimer, and align visible labels with accessible names.
Add standard security headers (CSP, X-Frame-Options, Referrer-Policy, Permissions-Policy) and publish SPF/DMARC records.
Diversify H2 copy beyond repeated 'Dividend calculator' phrases to improve scannability and SEO quality.
Consider an optional live-yield lookup or import to close the gap with MarketBeat and TipRanks.

How we score

Alternatives comparison

Named competitors, point by point. Nobody paid to appear here or to be left out.

	Dividend Calculator	MarketBeat Dividend Calculator	CalcXML Dividend Reinvestment Calculator	TipRanks Dividend Calculator
Live stock/market data for yields	No — manual assumptions only	Yes — tied to live stock data	No — manual inputs	Yes — stock-specific yield data
DRIP / reinvestment modeling	Yes — toggle reinvest vs. cash with chart	Yes	Yes — core DRIP focus	Yes
Reverse income-goal calculator	Yes — capital needed for target after-tax income	Not highlighted	No	Not highlighted
Scenario compare and CSV export	Yes — up to 3 saved plans, CSV export, share links	Limited	No	Limited
Account required	No — runs in browser, no signup	No for calculator; account for full data	No	No for calculator; account for full data