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Measured on six things

Free Australian tax and finance calculators — income tax, take-home pay, super, HECS, stamp duty and more, updated each ATO year.

Growth

Very new product with recent launch-site listings. No independent reviews, community or GitHub activity detected despite '120k users' claim.

Screenshots

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Oz Finance Hub

About this app

Oz Finance Hub is a free suite of Australian tax and personal-finance calculators built for accuracy and speed. Work out your real take-home pay, income tax, Medicare levy, HECS/HELP repayments, superannuation, stamp duty, capital gains, novated leases, Fair Work award pay and dozens more — all using current ATO and Fair Work figures for the latest financial year. Every calculator runs instantly in your browser, shows take-home (not just gross), and explains the numbers with worked examples and plain-English guides. A Pro tier adds portfolio, CGT and dividend tools plus AI-powered insights for investors. No sign-up needed for the core tools, no overseas assumptions — just fast, reliable answers for Australians managing tax, pay, property and investments.

Key features

186 free Australian tax & finance calculators using live 2026-27 ATO rates
2Suburb affordability rankings with real sale prices for 4,999 suburbs
3Pro tier $4.99/mo adds saved runs, side-by-side comparison and PDF export

Target customer profile

Drawn from the product itself, not from a survey.

Demographic

Australian salaried employees (ages 25–50)

Pain points

Unsure of actual take-home pay after tax, Medicare, and HELP repayments; need quick, accurate calculators without signing up.

Primary needs

Instant salary tax calculation, take-home pay breakdown, and scenario comparisons.

Demographic

Home buyers and property investors in Australia

Pain points

Overwhelmed by mortgage, stamp duty, and borrowing power calculations; want to know which suburbs they can afford.

Primary needs

Borrowing power estimator, stamp duty calculator, suburb affordability rankings.

Demographic

Recent graduates with HELP/HECS debt

Pain points

Worried about loan repayment timeline and indexation impact on take-home pay.

Primary needs

HECS repayment calculator, projection of loan end date and total cost.

Demographic

Self-employed and freelancers (Aussies)

Pain points

Need to estimate tax on dividends, capital gains, and super contributions across multiple income streams.

Primary needs

Dividend and CGT calculators, salary sacrifice super tools, EOFY checklist.

Scout Review

Written by AI from measured evidence, scored out of 100.

A focused, Australia-specific calculator suite that prioritizes instant, accurate take-home figures without accounts. Strong on current-year ATO data and practical tools like suburb rankings, weaker on performance, security depth and visible traction. Best for salaried Aussies who want quick answers today and may upgrade later for saved scenarios.

Measure by measure

Usability

Zero-friction browser calculators with current ATO figures and suburb affordability rankings. Pro features gated behind $4.99/mo but core tools need no account.

Design

Clean green-accented cards and consistent iconography give the dashboard a modern, scannable feel. Hero layout wastes space on the right.

Speed

Client-side calculations keep things responsive once loaded. Lighthouse mobile score of 58 with 5s LCP drags the overall experience.

Security

HTTPS and HSTS are in place with basic email auth records. Missing CSP and several other headers; no third-party audits published.

Accessibility

Strong automated score of 93 but contrast and link-color issues flagged. No accessibility statement or language options visible.

Growth

Very new product with recent launch-site listings. No independent reviews, community or GitHub activity detected despite '120k users' claim.

Improvement areas

Mobile performance (LCP 5s) and missing security headers
Color contrast and link visibility for accessibility
Independent reviews and community presence to support growth claims

Design & Usability

Oz Finance Hub delivers a polished, green-accented interface with consistent card layouts and clear navigation. The homepage hero feels cramped but the dashboard grid makes the 86 tools easy to scan. Usability shines through instant, no-signup calculators that use live 2026-27 ATO rates and include practical suburb affordability rankings. Pro tier at $4.99/mo adds saving and PDF export without locking the free core. Minor friction comes from the long sidebar and competing upgrade banners on first visit.

Speed & Security

Speed is mixed: client-side math is snappy once loaded, yet Lighthouse shows 58 mobile and 5-second LCP. Security is baseline HTTPS + HSTS with SPF/DMARC but lacks CSP and any published audits or bug-bounty program. For a read-only calculator suite this is acceptable; storing real financial data would benefit from stronger headers and third-party verification.

Accessibility & Growth

Accessibility scores well at 93 automated but fails on contrast and color-only links. No statement or multi-language support is listed. Growth is minimal: the product is brand new with only launch-site mentions and no independent reviews or community signals, making the '120k users' claim hard to verify. Early-stage trajectory is the main positive.

Conclusion

If you need reliable 2026-27 tax and super numbers without friction, Oz Finance Hub is worth bookmarking. Just don't expect enterprise-grade security or a bustling community yet.

Suggestions for improvement

Add CSP and remaining security headers to reach a stronger baseline
Fix contrast issues flagged in Lighthouse for better accessibility
Publish a short changelog or roadmap to build credibility
Consider a public roadmap or early-user Discord to gather real feedback

How we score

Alternatives comparison

Named competitors, point by point. Nobody paid to appear here or to be left out.

	Oz Finance Hub	ATO online calculators	Pocketbook (now owned by Vow Financial)
Number of calculators	86	~10 basic	0 tax-specific
Australian tax & super focus	Full ATO + Fair Work	Official ATO only	Budgeting only
Suburb affordability tool	Yes (4,999 suburbs)	No	No
No sign-up required	Yes for core tools	Yes	No (app required)